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WELCOME TO FIDELITY

Where relationships are a priority

561-508-8755
PALM BEACH GARDENS, FL

513-725-3000
CINCINNATI, OH

Testimonials

FIND A MORTGAGE CONSULTANT

The members of our management team have an average 25 years experience in mortgage lending. We guarantee our Mortgage Consultants will provide unparalleled service.

Fidelity employs the best residential mortgage experts to make your home buying experience as easy as possible.

Our Loan Programs

OUR LOAN PROGRAMS

We offer a multitude of products to fit your needs and budget.

Find a Mortgage Consultant

FIND A MORTGAGE CONSULTANT

Speak with a mortgage expert now.

Locate a Branch

LOCATE A BRANCH

We will always strive to exceed expectations and view each Customer as an opportunity to demonstrate excellence.

A conforming loan is a conventional mortgage that is equal to or less than the dollar amount established by the conforming-loan limits set by the Federal Housing Finance Agency (FHFA) and meets the funding criteria of Freddie Mac and Fannie Mae. For borrowers with excellent credit, conforming loans are advantageous due to the low interest rates affixed to them.

Fannie Mae and Freddie Mac

In the United States, a conforming loan is a mortgage loan that conforms to Government Sponsored Enterprises (GSE) guidelines. In general, any loan which does not meet guidelines is a non-conforming loan. A loan which does not meet guidelines specifically because the loan amount exceeds the guideline limits is known as a jumbo loan.

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Sky is the Limit

In the United States, a jumbo mortgage is a mortgage loan in an amount above conventional conforming loan limits.

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Easy Qualification, Little Money Down

FHA (Federal Housing Authority) loans are government backed loans designed to give people with less than outstanding credentials the opportunity to own a home. At Fidelity we meet the government minimum standards unlike many big banks. Our minimum FICO® score is 530 for this product. With approved credit we require as little as 3.5% down.

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We understand the sacrifice that veterans and their families make. Please give us the privilege of assisting you in your home buying process.

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). This program is for U.S. military veterans and surviving spouses.

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Opportunity Exists

A refinance is a loan obtained on a property that pays off its existing mortgage. May also be used to receive cash for the equity in your home.You can refinance your current mortgage with one of our many loan options to find even more fantastic loan options, and you can feel confident in your refinancing decisions with step-by-step guidance from an experienced Mortgage Consultant.

Live How You See Fit

A construction loan is any loan where the proceeds are used to finance construction of any kind.

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Freedom to Thrive

A reverse mortgage is a loan for seniors age 62 and older. Home Equity Conversion Mortgage (HECM) reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow our senior homeowner's to convert their home equity into cash with no monthly mortgage payments.

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This material is not from HUD or FHA, and has not been approved by HUD or a government agency.
The homeowner remains responsible for taxes, insurance and maintenance as conditions of the loan.

Progressive, Fair, Opportunity

12-24 Months Bank Statement Programs for Self Employed borrowers


As low as 500 credit score (FICO®) products available


One day out of bankruptcy, foreclosure, and short-sale


Asset depletion programs for non-owner occupied subject properties


Manufactured home financing available


Foreign National Programs

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Think of Us as a Bank MINUS the Red Tape

We offer a multitude of commercial lending options.

 

Property Types

  • Office
  • Warehouse
  • Retail
  • Mixed Use Properties
  • Medical/Dental

Eligible Project Costs

  • Purchase (Building and Land)
  • Refinance
  • Soft / Closing Costs
  • Tenant Improvements
  • FF&E
 

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