Mortgage Planner

We have developed unique systems to evaluate your mortgage needs and assist you in determining the best mortgage for these needs based on qualifications , how long you expect to have the loan, initial expense, cash flow, taxes and overall total cost of the mortgage.

We are dedicated to providing you with the information you need to make an informed decision. This advisory service is much more than a competitive rate and points quote. Selecting the wrong mortgage program can cost you thousands of dollars and no single loan program is appropriate for every person.

Financing and acquiring real estate should be thought of as an integral part of your overall personal financial plan. To assist us in selecting the most appropriate and cost effective mortgage for your individual needs, please complete the questions below:

Are you human?
Leave this empty if you are a human. This is to prevent spam.

1. How would you like us to stay in contact with you? (check all that apply)

phone

fax

mail

cell phone

2. How soon are you thinking of buying or refinancing?

Immediately

2-6 Months

6-12 months

> 1

3. What is the best estimate for how long you might live in this home?

1-3 years

3-5 years

5-7 years

7-10 years

10+ years

4. How many years do you think you will have this loan?

6-12 months

1-3 years

3-5 years

5-7 years

7-10 years

10+ years

5. In how many years do you plan to retire?

6. Do you currently have any plans for major expenses in the next 12 months:

New Car (Enter Dollar Amount)

College (Enter Dollar Amount)

Health (Enter Dollar Amount)

Home Improvements (Enter Dollar Amount)

Rental Properties (Enter Dollar Amount)

Other (Enter Dollar Amount)

7. Please check the following if they are priorities as it relates to your mortgage financing.

Determine maximum purchase price and/or loan I can qualify for

Determine purchase price and loan amount appropriate for my income and lifestyle

Purchase a home within a specific budget, down payment and closing costs

Have ability to sell, pay down, pay off, or refinance home without penalty

Maximize tax benefits

Avoid mortgage insurance

Qualify for new home prior to, or without sale of existing home

Obtain a targeted monthly mortgage payment amount (Enter Amount)

Other

9. If you currently rent, please provide us the name of your landlord and their contact information:

Landlord Name:

Landlord Phone:

10. Would you like to establish an escrow account for property taxes and/or insurance as a part of your new loan?

11. If applicable, would you like information about repairing your credit?

12. Have you spoken with other lenders?

If you have spoken to other lenders, which loan program do you like best so far?

13. Do you have life insurance?

If you have life Insurance, how much?

If you have life Insurance, what type?

14. Please rate your current level of satisfaction in the following areas, on a scale of 1 to 10 (10 being best),

Attorney - Legal advice

Estate plan - Asset protection

Insurance - Life / Auto / Home

Financial advisor - Investment strategy

Income tax preparation and reduction strategies

15. If we can show you ways of building wealth faster or becoming debt free more quickly, would you be interested?

16. Are you interested in buying real estate for investment purposes?

17. Have you attended any of our seminars listed on our website?

If you have attended our seminars, what did you like most about what you learned?

18. What is the maximum total monthly housing payment you would be comfortable with?

19. Please indicate the best match based on your preference between a fixed and adjustable interest rate, by checking the appropriate box below:

A Conservative Moderate
30-15 year fixed rate
long term - No Volatility

B Moderate-Predictable
3-10 year ARM
Intermediate Fixed

C Aggressive 1 month
1 year ARM
Lowest Market Rate

Do you have children?

If you have children, how many do you have?

If you have children, what are their ages?

21. What are your biggest challenges right now with respect to money?

Need to save more

Need to make more money

I pay too much tax

Too much spending

Too much credit card debt

Other

22. What is your current strategy for:

(a) Affording college for your children?

(b) Having enough money to retire?

23. Please let us know who can we thank for referring you to us?

24. What did you like most or least about the last loan officer you worked with?

25. What else would you like to know about me/my company before you would consider allowing us to serve you?

26. If you and I were to meet after you closed your loan with Fidelity Mortgage, what has to have happened for you to feel you have saved time and money, gained greater peace of mind, and achieved your overall objectives?

27. Who else do you know that is thinking of buying or refinancing real estate?
Someone who wants/needs to refinance?
Someone who wants to buy investment properties?
Do you know anyone paying more than $600 per month in rent?

Please provide their name and phone number if you would like us to contact them:

Referral Name:

Referral Phone:

THESE NEXT QUESTIONS ONLY APPLY IF YOU ARE REFINANCING

28. If property taxes are due, do you want to incorporate them into the loan amount or would you prefer to pay them out-of-pocket?

29. If there are closing costs, would you like to incorporate them into the loan amount or would you prefer to pay them out-of-pocket?

30. Do you want to receive any "cash out" as a result of this transaction (paying off credit cards, home improvements, investments, assisting a family member, etc.)?

If you want to receive cash out, how much would you like?

31. Would you like to set up a home equity line of credit as a part of this transaction?

32. Do you currently have a 2nd or 3rd mortgage or a home equity line of credit secured by your home?

If you have a 2nd or 3rd mortgage, do you want this loan/line to be paid off as part of this transaction or do you wish to keep it if possible?

33. Is there a certain time of day that is better for you to close?

If there is a certain time of day that is better for you to close, when?

* Please fill out all required fields

Error: Please check the reCAPTCHA

Submit